Seaport Logo
Home Services Loan Rates Calculator Newsletter
 
Account Access
Account Access
Members Log In
Benefits of Membership
Discover the benefits
of membership.
Get more information.

Current Loan Rates
 
  Rate
   Rate
(Preferred  Members)
    
New Auto
4.25% 36 MOS 100% Dealer Invoice/Value Max $50,000
4.50% 48 MOS Rates varies based on credit score
4.75% 60 MOS
5.25% 72 MOS
Used Auto
(Model Year 98+)
4.25% 36 MOS 100% Dealer Invoice/Value Max $50,000
4.50% 48 MOS Rates varies based on credit score.
5.00% 60 MOS

NOTE :
AUTO LOAN MAX=$50,000
Personal        
Signature 10.50% Up to 36 MOS Max To $5,000 Based Upon Employment  
Bill Payer 10.50% Up to 36 MOS Max to $5,000 Based Upon Employment  
Share(100%) 5.00% Up to 12 YRS Savings Balance**  
CD Loan CD Rate Plus 3.00% Up to 12 YRS To CD Balance**  
Educational 8.50% Up to 48 YRS $5/000 MAX  
Second Mortgages 7.00% To 15 YRS Fixed for 3 YRS Up to 85% Value**  
7.25% To 15 YRS Fixed for 5 YRS Up to 85% Loan to Value**  
Home Equity Line of Credit Prime To 20 YRS Up to 85% Loan To Value**  
 
 
 
Visa 12.00% Revolving Up to $7500 based on employment  
Motorcycle        
New 7.50%* Up to 60 MOS $20,000 MAX 75% of Gross Dealer Invoice  
Used 8.00%* Up to 48 MOS  
Boat        
New 8.00% Up to 60 MOS $40,000 MAX 75% of Purchase Price/Retail  
Used 8.00% Up to 60 MOS rates varies based on credit score  


Savings Rates
Savings .50%      
Checkings .25%      
IRA 2.00%      
HOLIDAY CLUB ACCOUNTS .60%      
VACATION CLUB ACCOUNTS .60%      
CDs  
12 MOS 1.98%
2.00%(APY)
24 MOS 2.23%
2.25%(APY)
36 MOS 2.72%
2.75%(APY)
48 MOS 2.96%
3.00%(APY)
60 MOS 3.11%
3.15%(APY)
6 MOS 1.49%
1.50%(APY)
(APY)
Jumbo CDs
6 MOS >$99K
1.64%
1.65%(APY)
12 MOS >$50K
2.08%
2.10%(APY)
12 MOS >$99K
1.88%
1.92%(APY)
24 MOS >$50k
2.33%
2.35%(APY)
24 MOS >$99k
2.38%
2.40%(APY)
36 MOS >$50K
2.81%
2.85%(APY)
36 MOS >$99K
2.86%
2.90%(APY)
48 MOS >$50K
3.06%
3.10%(APY)
48 MOS >$99K
3.10%
3.15%(APY)
60 MOS >$50K
3.16%
3.20%(APY)
60 MOS >$99K
3.20%
3.25%(APY)
6 MOS >$>$50KK
1.59%
1.60%(APY)


Money Market Accounts
Rate
APY
Min Balance
.50% .50% $2500.00
.75% .75% $20000.00
1.00% 1.00% $75000.00
* Rates subject to change weekly.
(NOTE: Rates subject to change without notice)
Above loan rates are discounted base upon payroll deductions for employees of companies having a payroll transfer relationship with the credit union; and members on direct payment programs. Other type of loan payments are subject to increased loan rates at time of loan inception.
Preferred Members - discount loan by .50% (1/2 of 1%) if member has share, checking, and CD account with $500 balance. Accounts must be under the same name.
** Preferred Member Discount Does Not Apply

 

 
 
 
Account LoginMembershipContact Us
   Seaport Federal Credit Union
   P.O. Box 2000 Elizabeth, NJ 07207. Toll Free (800) 526-6991 Fax (908) 558-6482.